external account transfers
Transfer money easily between your personal accounts at Champlain National Bank and other financial institutions with External Account Transfers through Online Banking. You will be able to transfer money both from and to accounts at another financial institution for which you have authority to transfer funds.
the standard program
Your checking account type determines your eligibility for different External Account Transfers transaction limits and fees. The Standard Program offers:
$500 - Maximum daily incoming transfer amount
$500 - Maximum daily outgoing transfer amount
$0 - Fee for an incoming transfer
$3 - Fee for an outgoing transfer
3 - Maximum number of daily incoming transfers
3 - Maximum number of daily outgoing transfers
the privilege program
This program is available to Champlain Privilege Checking Account clients only.
$2,500 - Maximum daily incoming transfer amount
$5,000 - Maximum daily outgoing transfer amount
$0 - Fee for an incoming transfer
$0 - Fee for an outgoing transfer
3 - Maximum number of daily incoming transfers
3 - Maximum number of daily outgoing transfers
funds availability
Incoming transfers completed prior to 7:00 pm on a business day will be reflected in your available balance the following business day. Outgoing transfers processed prior to 7:00 pm will be debited from your account the same business day. All transfer requests made after 7:00 pm on a business day may be processed on the Bank’s next business day. All requests made on Saturday, Sunday and holidays will be processed on the next business day.
participating banks
As long as the other financial institution is located in the US and participates in ACH, you should be able to transfer funds to and from it. If you aren’t sure, contact that institution for confirmation.
eligible accounts
External Account Transfers are available for personal accounts, including checking, savings, and money markets. Your account must be open for 30 days for the Standard Program and 90 days for the Privilege Program.
safe and secure
Keeping your accounts secure while you are online is our priority. This includes measures like 2-Step Verification, logging you out due to inactivity, and encrypting all transactions for maximum security. You’ll also receive an email and/or text message whenever there is a log in from a new device, or if you change your email address, password, mobile phone number, or username.
how to apply
You can apply by completing the External Account Transfers Enrollment Form on the back, and return it to your nearest Champlain National Bank branch. You can also mail it to the address below. We will send you a letter in the mail to let you know whether you have been approved to make External Account Transfers, along with instructions on how to get started.
questions?
If you have any questions, you can contact us by:
Visiting or calling your local branch
Emailing us at: info@champlainbank.com
Writing us at:
Champlain National Bank
3900 NYS Route 22
Willsboro, NY 12996